Nrhiav Tsev Kem “Apartment” Xauj Nyob

Coob tug tswv tsev tsis qhauj tawm hauv cov ntawv xov xwm lossis vassab.  Tej zaum koj yuav tau taug kev lossis tsav tsheb mus ncig xyuas ob peb tej koog tsev, nrhiav cov paib For-Rent. 

Yog koj ua haujlwm tau nyiaj tsawg, tej zaum koj yuav tau lub tsev kem xauj uas koj tau them tsawg dua, pab them nqi tsev “subsidized.” Mus muab daim ntawv muaj cov tsev luam thiab tsev them nqi tsawg ntawm cheeb tsam koj nyob. United Way tus 2-1-1 pab tau. Hu rau 2-1-1 hauv xeev lossis 651-291-0211. Tsis tas li ntawd, koj ntaus koj tus zip code hauv xov tooj mus rau  898-211 lossis ntau ntawv nrog lawv tham ntawm www.211unitedway.org.  

Nws muaj cov koomhaum uas muaj cov npe tsev kem xauj thiab lwm txoj kev los nrhiav kom tau ib qhov chaw. Hu rau 2-1-1 hauv xeev.  Koj nrhiav tau tsev xauj hauv vassab ntawm www.housinglink.org.

Thaum koj hu mus nug txog tsev kem xauj, koj lub tsev yuav tsum ntsiag to. Hnav khaub ncaws kom zoo thaum mus xyuas lub tsev kem xauj. Yog ua tau, nrhiav neeg zov menyuam es koj thiaj li ua tus tswv tsev pom koj coj zoo.

Txhaum kevcai yog tias tus tswv tsev xaiv neeg vim koj hom neeg, vim koj muaj menyuam, vim koj noj nyiaj tsoomfwv, lossis vim koj xiam oob qhab, thiab lwm yam. Saib peb daim ntawv qhia tseeb, Xaiv Haiv Neeg Xauj Tsev.

Yog koj xav tias raug kev xaiv neeg, hu nrhiav kev pab sai li sai tau. Koj hu tau rau: 

• Koj lub hoobkas lij choj legal aid ntawm 1-(877) 696-6529
   
• Lub hoobkas Minnesota Lub Tsev Haujlwm Saib Xyuas Tib Neeg Txoj Cai ntawm 1-(833) 454-0148 - https://mn.gov/mdhr/intake
   
• Lub hoobkas US Department of Housing thiab Urban Development (HUD) ntawm 1(800) 669-9777. http://www.hud.gov/program_offices/fair_housing_equal_opp (lus Askiv xwb)
   
• Lossis mus nrhiav kev pab los ntawm lwm cov kev pabcuam ntawm www.lawhelpmn.org/hm/providers-and-clinics.

Nrog koj tus tswv tsev tamsim no tham ua ntej koj pib nrhiav tsev. Muab kom tau lus zoo hais txog koj xauj tsev. Yog koj muaj teebmeem nrog tus tswv tsev, sim muab cov teebmeem kho tamsim no es nws thiaj tsis muaj lus phem hais txog koj. Yog koj tus tswv tsev yuav hais lus phem txog koj, nrhiav lwm tus neeg uas muaj lus zoo hais txog koj. Xws li lwm tus tswv tsev yav tas los lawm, tus nais tim haujlwm, tus xibhwb lossis thawj coj hauv zej zog, lossis lwm tus neeg sawvdaws hwm. Npaj piav tias vim li cas koj tus tswv tsev tsis kam hais lus zoo txog koj. 

Nyeem daim ntawv xauj tsev ua ntej mam sau. Tus tswv tsev yuav tsum siv tus nqi ua daim ntawv xauj tsev los ua tej yam xws li them mus muab ntawv keebkwm xauj tsev thiab keebkwm tiv/them nuj nqi txog koj. Nco ntsoov hais kom tus tswv tsev muab ib daim ntawv (receipt) rau koj tias them daim ntawv sau xauj tsev lawm. Tus tswv tsev yuav tsum muab rau koj. Yog daim ntawv (receipt) them nqi los nrog daim ntawv xauj tsev uake, yuav tsum muab daim ntawv xauj tsev luam ib daim rau koj.   

Ua ntej tus tswv tsev txais qhov nyiaj ua ntawv xauj tsev lossis nqi kuaj neeg, nws yuav tsum muab ib daim ntawv sau qhia txog cov txheej xwm nws txais neeg los nyob nws lub tsev rau koj. Khaws daim ntawv no cia. Nws tseem ceeb vim tus tswv tsev tsis tas yuav rov koj qhov nyiaj ua ntawv xauj tsev yog tias nws txiav txim siab tsis xauj rau koj vim muaj tej yam nyob rau hauv nws cov txheej xwm ntawd.

Thiab nws yuav tsum muab lub npe, xov tooj, thiab chaw nyob ntawm lub chaw kuaj neeg xauj tsev uas nws siv los tshawb ntaub ntawv txog koj rau koj.

Yog tus tswv tsev txiav txim siab tsis xauj rau koj, tus tswv tsev yuav tsum qhia rau koj tias yog vim li cas tsis pub dhau 14 hnub thaum nws tsis kam xauj rau koj, saib #10 hauv qab no, “Yog Tsis  Xauj Tsev Rau Koj, Xyuas Seb Yog Vim Li Cas”

Yog muaj dabtsi nyob hauv daim ntawv sau qhia txheej xwm uas tej zaum yuav ua rau tus tswv tsev tsis xauj rau koj, qhia rau tus tswv tsev ua ntej koj ua daim ntawv xauj tsev. Tej zaum yog raug ntiab tawm tsev, muaj keebkwm ua txhaum kevcai, keebkwm phem tiv/them nuj nqi, lossis muaj kev tsis sij haum nrog tus tswv tsev dhau los. Ib tug tswv tsev zoo yuav qhia koj tias nws yuav tsis xauj tsev rau koj vim muaj li ntawd. 

• Yog tus tswv tsev paub lossis yuav tsum paub hais tias lub tsev kem “apartment” koj xav xauj tsis qhib thaum koj mus ua ntawv, lawv tsub tsis tau tus nqi ua daim ntawv.  
• Yog lub tsev kem tsis muaj neeg nyob tiam sis lwm cov neeg ua ntawv xauj ua ntej koj lawm, tus tswv tsev yuav tsum tau kuaj lawv ua ntej tso.
• Yog ib tug neeg ua ntawv xauj ua ntej koj tau lub tsev kem lawm, tus tswv tsev yuav tsum muab tus nqi ua ntawv xauj tsev rov qab rau koj. 
• Yog tus tswv tsev tsis xauj rau koj tabsis TSIS yog ib yam sau tseg nyob hauv cov lus txheej xwm, tus tswv tsev yuav tsum muab qhov nyiaj rov qab.
• Yog hais tias tus tswv tsev siv tsis tas qhov nyiaj los kuaj koj keebkwm thiab lwm yam los ua koj daim ntawv xauj tsev, seem li cas nws yuav tsum muab rov qab.

Feem ntau koj yuav tau sau cov chaw koj nyob 2 lossis 3 xyoo dhau los lawm. Ua zoo sau cov chaw nyob thiab cov hnub, hli, xyoos kom yog thiab tsis txhob tsem dabtsi li. Sau tej chaw uas koj nyob ib ob hlis tibsi. Yog koj tsis sau, tej zaum tus tswv tsev yuav tsis xauj rau koj vim tsis muaj tseeb lossis ua daim ntawv tsis tiav. Sau tej chaw no tseg thiab nqa nrog koj thaum koj mus ua ntawv xauj tsev es koj thiaj tsis hnov qab dabtsi li.    

Yog tias tus tswv tsev siv ib lub koomhaum kuaj neeg xauj tsev lossis keebkwm tiv/them nuj nqi, lawv yuav tsum qhia koj hais tias lawv siv lub twg. Hu lub koomhaum sai li sai tau mus nug kom lawv muab ib daim ntawv luam dawb rau koj. Yog koj tos tshaj 30 hnub, tej zaum koj yuav tau them. Koj muaj cai los mus kho tej yam yuam kev thiab piav qhia txog qhov koj raug ntiab tawm tseg. Mus saib peb daim lub muab tseeb, Tshawb Xyuas Neeg Xauj Tsev kom paub ntxiv.  

Yog koj muaj ib qhov raug ntiab tawm tsev nyob hauv koj qhov keebkwm, tej zaum koj yuav muab nws tshem tawm tau. Qhov no txhais tau tias muab nws tshem tawm ntawm koj qhov keebkwm. Saib peb daim ntawv qhia tseeb txog Tshem Tawm Rooj Plaub Raug Ntiab Tawm Tsev.

A landlord can’t deny your application based on:

• an eviction case before you go to court or before the judge has made a decision in the case.
• an eviction case that doesn’t show up in the court’s public records or has been expunged or destroyed.
• any eviction action if the court didn’t issue a writ of recovery and order you to move out (vacate) 

Nws zoo tsis txaus yog tias tus tswv tsev coj koj mus saib ib lub tsev uas “zoo ib yam”. Yog koj tus tswv tsev hais kom koj mus nyob ib lub tsev uas txawv lub koj pom, tej zaum yog nws xaiv neeg. Mus saib #5 “Ceevfaj Tsam Lawv Xaiv Neeg” saum toj nov.   

Siv daim ntawv muab nrog no los mus kuaj lub tsev kem. Yog muaj teebmeem li cas, kom tus tswv tsev xee  daim ntawv kuaj tsev thiab cog lus kho lawv ua ntej koj tsiv mus nyob.  Khaws daim ntawv kuaj tsev no tseg txog thaum koj tsiv tawm lub tsev kem. Tej zaum nws yuav pab tau koj qho nyiaj cas rov qab. Nrhiav lwm qhov chaw nyob yog tias nws muaj teebmeem tsis kho tsev thiab tus tswv tsev tsis kam sau ntawv cog lus tias nws yuav kho lawv. Thaum cov neeg xauj tsev twb los nyob lawm, cov tswv tsev tsis tshua kho tej teebmeem uas yeej muaj ua ntej xee daim ntawv, txawm yog hais tias yeej yog nws luag haujlwm kho lawv. Yog koj twb tsiv mus nyob hauv lawm, mus saib peb daim ntawv qhia tseeb Kom Tus Tswv Tsev Kho Vajtse. 

TSEEM CEEB: Ceevfaj tsis txhob xauj tsev los ntawm tej tug tswv tsev uas nws lub tsev twb raug tuam txhab nyiaj twb muab kaw lawm. Yog koj mus nyob lub tsev raug tuam txhab nyiaj twb muab kaw lawm koj yuav tau rov tsiv dua sai. Yog koj tau txais kev pab thaum muaj xwm ceev, tsis txhob muab nkim rau tej qhov chaw uas koj yuav tsis nyob ntev tshaj ib xyoos. 

Nug tus tswv tsev seb nws puas poob qab them nqi tsev lossis raug tuam txhab nyiaj muab kaw. Tsis tas li ntawd, koj hu tau rau koj lub nroog lub Hoobkas Tub Ceev Xwm (Sheriff’s  Department) seb lub tsev no puas tau raug tso tawm rau tub ceev xwm muag. Yog raug tub ceev xwm muag ces txhais tau tias twb raug tuam txhab nyiaj muab kaw lawm ces koj yuav tau tsiv tawm li ntawm 6 lub hlis tom ntej no. Yog koj nyob hauv lub nroog Hennepin, koj mus nrhiav tau txog tsev muag los ntawm tub ceev xwm ntawm Hennepin County Sheriff's Department qhov vassab. Mus rau ntawm https://foreclosure.hennepin.us/ForeclosureOnline/foreclosures. (lus Askiv xwb)

Yog koj tsiv los nyob, koj muaj cai ntsib nrog tus tswv tsev kuaj xyuas lub tsev thaum yuav tsiv los nyob. Koj thiab tus tswv tsev yuav tsum tau pom zoo seb hnub twg thiab sijhawm twg zoo rau neb ob leeg. Tus tswv tsev yuav tsum qhia koj txog koj txoj cai no 14-hnub ua ntej koj tsiv los nyob. Ceevfaj! Thaum tus neeg xauj tsev tsiv los nyob lawm, tus tswv tsev yuav tsis kam kho tej yam puas ua ntej sau npe rau daim ntawv xauj tsev, txawm hais tias yog lawv txoj haujlwm kho tagnrho. Yog qhov ntawd tshwm sim, mus saib peb daim ntawv Kom Tus Tswv Tsev Kho Vajtse. 

Tsis txhob xauj tsev ntawm cov tswv tsev uas tsis kam qhia lawv lub npe tag nrho rau koj. Tsis txhob xauj tsev ntawm cov tswv tsev uas tsuas kam muab lawv qhov chaw nyob P.O. Box xwb. Ib tug tswv tsev yuav tsum muab qhov chaw nyob muaj naj npawb tsev nrog txoj kev. Tsis txhob xauj tsev ntawm ib tug tswv tsev uas tsis kam muab ib tug xov tooj rau koj. 

Ceev faj cov tswv tsev uas hais tias lawv yuav tau muab tus neeg xauj tamsim no ntiab tawm ua ntej koj mam li mus nyob tau lub tsev kem. Yog koj xav paub ntxiv, nug tej neeg nyob ze seb nws puas yog ib tug tswv tsev zoo. Tej lub zos muaj lub khooskas ua ntawv rau cov tsev xauj. Hu lub hoobkas hauv zos uas lub tsev kem nyob. Nug seb lawv puas muaj ib lub khooskas ua ntaub ntawv xauj tsev. Nug seb lawv qhia puas tau tej yam dabtsi txog tus tswv tsev rau koj. 

Mus saib online txog cov lus lwm tus sau txog tus tswv tsev. Tej zaum koj kuj nrhiav tau nws hauv cov vas sab uas qhauj tawm lub vaj tse ntawm. Lossis mus tshawb fawb lub tuam txhab tswj lossis tus tswv tsev seb puas muaj lus sau txog lawv. 

Saib seb leejtwg them nkev, fais fab thiab dej. Yog koj lub tsev muaj ntau tshaj ib chav thiab koj them nqi fais fab, nug seb nyias muaj nyias lub ntsuas lossis tus tswv tsev muab tus nqi faib rau cov neeg xauj tsev them. Yog muab tus nqi faib, lawv yuav tsum qhia koj ua ntej koj xauj tsev seb tus nqi fais fab thiab lwm yam yog npaum li cas rau tagnrho lub tsev kem rau lub xyoos ua ntej koj npaj yuav los nyob. Tsis tas li ntawd, lawv yuav tsum qhia koj tias thaum twg yuav kom koj them thiab seb muab cov nqi sib faib li cas. 

Saib peb daim ntawv qhia tseeb Koom Cov Tshuab Ntsuas Fais Fab, Nkev, thiab Dej.

Saib seb leejtwg lug haujlwm los kaus daus thiab txiav nyom. Koj tus tswv tsev hais tsis tau kom koj ua tej no yog hais tias nws tsis luv koj nqi xauj tsev mentsis. 

Koj hais tau kom tus tswv tsev hloov daim ntawv xauj tsev mentsis ua ntej koj xee npe. Koj thiab tus tswv tsev yuav tsum kos neb ob tus niam ntawv npe rau ntawm cov lus hloov. 

Yog koj xauj hlis-tauj-hlis, koj yuav tsum qhia koj tus tswv tsev tamsim no ib hlis thiab ib hnub ua ntej koj yuav tsiv tawm, lossis seb koj daim ntawv xauj tsev hos hais dabtsi txawv. Saib koj ntawv xauj tsev kom meej vim tias tej co ntawv xauj tsev hais kom qhia ua ntej ntev dua. Xa ib daim ntawv mus thiab luam ib daim khaws cia. Nws tsis txaus yog tias koj hu xov tooj lossis mus qhia tus tswv tsev koj tus kheej tias koj yuav tsiv tawm. Tus tswv tsev yuav tau koj qhov nyiaj cas lossis kom koj them tshaj qhov nqi cas vim koj tsis qhia nws raws li txoj kev cai.  Xav paub ntxiv, saib peb daim ntawv qhia tseeb Cov Ntawv Qhia Kom Tawm Tsev thiab Xaus Daim Ntawv Xauj Tsev.

Koj siv tsis tau koj qhov nyiaj cas los them nqi tsev rau lub hlis xaus. Yog koj ua li, tus tswv tsev muaj cai ntiab koj tawm tsev. Tus tswv tsev foob tau koj thiab hais lus phem txog koj. Koj tsuas tsiv tawm tau es tsis tau them lub hlis xaus yog tias tus tswv tsev twb kom koj them ua ntej lawm. Qhov no txawv qhov nyiaj cas.  

Txoj kev cai txawv yog tias koj tus tswv tsev yuav poob lub tsev mus rau lub tuam txhab nyiaj lossis tus tswv tsev daim ntawv ua tus tswv nraug tsem tawm lawm. 

• Yog koj tus tswv tsev yuav poob lub tsev mus rau lub tuam txhab nyiaj koj siv tau koj qhov nyiaj cas los them lub hlis xaus.
   
• Yog koj tus tswv tsev yuav poob lub tsev vim lawv daim ntawv ua tswv raug tshem tawm, koj siv tau koj qhov nyiaj cas los them lub hlis xaus ua ntej daim ntawv ua tswv raug tshem tawm. 

Saib peb daim ntawv qhia tseeb Thaum Koj Tus Tswv Tsev Poob lub Tsev Txheej: Tsev Poob Rau Tuam Txhab Nyiaj thiab Daim Ntawv Cog Lus Yuav Tsev “Contract for Deed” Raug Tshem Tawm.