Medicare Savings Programs

• Covers payment of Medicare Part A premiums 
• Covers payment of Medicare Part B premiums
• Covers payment of Medicare cost-sharing (co-payments and deductibles) for Medicare services provided by Medicare-eligible providers
   

You are eligible for QMB if:

• you are enrolled in or eligible to enroll in Medicare Part A
• your income is at or below $1,235 per month ($1,664 per month if you are married) (income limits change 7/1/2024) 
• your assets are less than $10,000 ($18,000 for a married couple)

Covers payment of Medicare Part B premiums 

You are eligible for SLMB if:

• you are enrolled in or eligible to enroll in Medicare Part A or eligible to enroll in Medicare Part B
• your income is at or below $1,478 per month ($1,992 per month if you are married) (income limits change 7/1/2024) 
• your assets are less than $10,000 ($18,000 for a married couple)

• Covers payment of Medicare Part B premiums 
   
• This program has limited funding. It is first-come first-served basis.
   

You are eligible for QI if:

• you are enrolled in or eligible to enroll in Medicare Part A or eligible to enroll in Medicare Part B
• your income is at or below $1,661 per month ($2,240 per month if you are married) (income limits change 7/1/2024) 
• your assets are less than $10,000 ($18,000 for a married couple)
   

NOTE: Be clear that you want a Medicare Savings Program. Sometimes a county enrolls people in Medical Assistance with a high spenddown instead of the QI program.  

• Covers payment of Medicare Part A premiums 
   
• If you qualify for MA or MA for Employed Persons with Disabilities (MA-EPD,) you are not eligible for QWDI
   

You are eligible for QWDI if:

• you are employed
• you are under age 65
• you are blind or disabled
• you stopped being eligible for Social Security disability benefits and/or premium-free Medicare coverage because your income went over the amount allowed by Social Security.
• your income is at or below $2,450 per month ($3,307 per month for a married couple) (income limits change 7/1/2024) 
• your assets are less than $4,000 ($6,000 for a married couple)

• Call or visit your county’s welfare agency and ask for a combined application or a Health Care application.
   
• Fill out the application and return it with the required documentation to the county welfare agency. There is a list of what documents you need on the application.
   
• The agency figures out if you are eligible and sends you a letter with their answer. 
   
• Call the Senior LinkAge Line at (800) 333-2433 for more information.
   

Numbers and eligibility limits change from year to year. If your income goes up a little you should still apply. Check for changes at https://mn.gov/dhs/.